With shifting interest rates and evolving financial landscapes, now is the perfect time for property investors to reassess their lending structures. Whether you’re looking to secure a lower rate, refinance for greater flexibility, expand your portfolio, or explore SMSF lending, a strategic approach to finance can unlock significant opportunities. Yet, many borrowers miss out simply because they don’t take proactive steps.
Greenback Capital is a team of experienced finance professionals offering tailored loan solutions designed to meet the needs of sophisticated investors. With a commitment to discretion, expertise, and a client-first approach, Greenback Capital works to optimise financial outcomes while providing seamless service.
Kay & Burton clients benefit from this strategic partnership, gaining access to a broad suite of lending solutions that align with their unique property investment goals. Whether you’re looking to refinance, expand your portfolio, or explore SMSF lending, Greenback Capital offers expert guidance to help you make informed financial decisions.
With recent interest rate reductions, many property investors assume their lender will automatically adjust their rate—however, this is not always the case. Most banks require clients to contact them directly to secure a lower rate however a broker from Greenback Capital can advise on the most efficient approach, such as providing a direct line to call to minimise your time spent on hold.
“The lending landscape is constantly evolving, and lenders don’t always pass on rate cuts unless prompted,” Greenback Capital General Manager Andrew Kelly said. “Refinancing is another way to unlock lower rates and free up capital that can be reinvested or used to enhance your lifestyle.”
Whether you want to pay off your loan faster, improve cash flow, or find a more suitable repayment structure, Greenback Capital will crunch the numbers to find a strategy that works for you.
“Refinancing isn’t just about securing a better rate—it’s about financial optimisation,” Mr Kelly said. “Our team helps clients structure their loans in a way that maximises their financial flexibility and future opportunities.”
For those considering adding to their property portfolio, understanding borrowing capacity is crucial before making an offer. Greenback Capital brokers provide clarity on how much banks will lend, helping investors make confident and informed purchasing decisions.
“Knowing your purchasing power before entering negotiations puts you in a stronger position,” Mr Kelly said. “We ensure our clients have clear financial parameters so they can act decisively when the right opportunity arises.”
For investors looking to purchase property within a self-managed super fund (SMSF), Greenback Capital provides specialist guidance. While brokers cannot offer financial advice, they can equip clients with the right questions to ask their accountant or financial adviser to assess whether this strategy aligns with their wealth-building goals.
“SMSF lending can be a powerful tool for investors,” Mr Kelly said. “Whether it’s acquiring a residential or commercial investment or purchasing the premises for a business, we help clients navigate this complex space with clarity and precision.”
If you’re ready to optimise your financial strategy and make informed property investment decisions, Greenback Capital is here to help. Contact their expert team today to discuss your lending needs and explore tailored solutions that align with your investment goals. Contact Andrew Kelly who will connect you with a Greenback Capital specialist on 0448 152 736 or at akelly@gbcapital.com.au.